As the New Year sets in, most of us engage in the tradition of setting New Year Resolutions. The most popular resolutions tend to be related to getting healthier, getting financially sound, learning a new skill or hobby. It is also right time to forget and to make good the things that have gone wrong…
There is bad news and good news. The bad news is that there is no good news and the good news is that the bad news won’t last forever. News is flooded with negativism, be it the draconian policies of Donald Trump or the Rupee flirting with an all-time low that has resulted in exodus…
[otw_shortcode_info_box border_style=”bordered” css_class=”boxed”]Fear has gripped investors as the markets have crashed. Your portfolio which was growing handsomely till some weeks ago is now in the red! It’s scarily confusing – should you stop your SIPs? Or should you withdraw your investments? Or should you just keep investing? It’s a dilemma most investors face when markets…
In our personal lives we have many people who guide us in the process of taking decisions – family, friends, consultants, etc, whom we trust and who help us enrich our lives with their experience and knowledge. They help us in choosing a career, a life partner, even setting up a business. We share a…
Finance Minister Arun Jaitley presented his budget for the year 2018-19 in parliament a couple of days ago. The Rail Budget was also presented as part of the Union Budget. In this article, we analyse key budget proposals, and their impact on the salaried class, investors, senior citizens and consumers. A standard deduction of Rs….
Porus Khambatta, a master mariner by profession was sipping his cup of coffee reading through a finance page of a leading daily when suddenly a piece of news caught his attention, causing him worry. He immediately sought explanation on the amendment to the PPF Scheme, 1968, “If a resident, who opened a PPF account under…
[otw_shortcode_info_box border_style=”bordered” css_class=”boxed”] There’s been an increasing buzz in the air with words like ‘Bitcoin’ and ‘Cryptocurrency’ and ‘Bitcoin Blockchain’ etc., being used with increasing regularity, proportional to your growing confusion. Shahrzaad Parekh demystifies these concepts for your simpler and better understanding, as only a bawa can – with ‘Bitcoin For Bawas’. [/otw_shortcode_info_box] . A…
Marzee Kerawala started his full time financial advisory in January 2008, right at the peak of the last bull market. From then to August 2013 was a difficult time for financial planning professionals. Equity markets were sluggish and the period was marred with Lehman crises, Satyam fiasco, weak macroeconomics, dollar trouble just to name a…
We all wish to get rich/richer. But, unless one has the mythical Midas Touch to get rich, one has to follow the 3 P’s – Planning, Prudence and Patience. However busy you may be in your professional/personal engagements, you must invest some time – in estimating your income and expenses, both present and future, your…
The only way to realise your dream is to wake up, and that is the path which our country has chosen. India has awoken to implement one of the greatest reforms of all times – GST or ‘Goods and Service Tax’. Finally implemented, the GST is one indirect tax for the entire nation, which will…
Imagine if all your fingers were of the same length, it would be useless. Likewise, in every investment, the asset class needs to differ from each other to integrate diversity of risk and optimise returns. Asset Allocation to investments is what wheels are to a car, it is the backbone of any financial planning and…