“Buyer beware” is biggest fear echoing in the minds of equity investors. Based on an in-depth research on equity as an asset class, for individuals with a long-time horizon, stocks may be the least-risky asset of all. They deliver better returns and long-term capital gains tax is nil. Over 10 to 20 years, stocks/equity are…
Cash is king! However, if it rests idle in your account, then the king is insignificant. There have been many instances where money is parked in our savings accounts for months and years, earning you paltry returns. Instead, if you deploy your funds into a liquid fund, the returns would be at least 60% to…
It’s like a sword hanging over your head, the biggest stumbling block to your investments. Benjamin Franklin famously quoted “Rather go to bed supperless, than rise in debt”. I’m talking about loans which are offered these days at the drop of a hat by financial institutions. When a person ran into debt he was considered…
[otw_shortcode_info_box border_style=”bordered” css_class=”boxed”]Wish to start the New Year with a renewed commitment to savings which won’t pinch your pocket too much and yet deliver large gains? PT’s Financial Expert Columnist, Mehran Felfeli, offers you the perfect solution with SIPs![/otw_shortcode_info_box] At the outset, wishing each and every member of my community a wonderful new year with…
[otw_shortcode_info_box border_style=”bordered” css_class=”boxed”]The simplest of things are usually taken for granted, but the simpler the product, the more successful our investments. No instrument can epitomize simplicity better than a PPF (Public Provident Fund). This half a century old product not only creates guaranteed wealth but mobilizes savings in the most cost effective manner. PT Expert…
I had earlier articulated the reasons for introspecting as an investor. In this article, I digress a bit from the usual investment gyaan and showcase how fortunate we are for investing in our own country! Why is it that every tycoon wants to own a piece of India? India boasts of being the world’s fastest-growing…
Why Are You Investing? In continuation to my earlier column, I assume that my readers by now comprehend the essence of asset allocation and risk tolerance. The next step towards investment is all about self-introspection and asking oneself the primary motive behind investing. Ask yourself about the purpose of investing. Every penny that you save…
[otw_shortcode_info_box border_style=”bordered” css_class=”boxed”]Mehran Felfeli, Financial Advisor and Owner of Investment and Consultancy firm, ‘Ethix’, lists out the symptoms to look out for before investing your hard-earned money.[/otw_shortcode_info_box] The stock market seems to be playing spoiltsport for a while, it has delivered (-) 3% year-to-date and (-) 10% over the last 1 year. Despite this I…
In my previous column, I emphasized on the importance of asset allocation. With that hopefully in order, the next step is to select the right financial advisor. An age old investment saying goes “Don’t put all your eggs in one basket”, but what’s the use if the eggs are rotten?! Before diversifying your investments, you…
“Koi kuch bhi aake bech ke jaata hai!!” – that is what the majority of investors experience when they invest in Mutual Fund (MF) schemes. There are over 2500 schemes and selecting a good one is like finding a grain of sugar in a salt shaker! So, how will you cherry pick the right fund?…
[otw_shortcode_info_box border_style=”bordered” css_class=”boxed”]Khyati Shah is a Chartered Financial Analyst with over sixteen years of experience in the financial sector, lending her expertise to renowned organisations including ICICI Bank, CRISIL and National Stock Exchange. Currently Deputy General Manager at The Bombay Stock Exchange, managing a part of the Listing Business, Khyati’s expertise lies in developing new…